Tag Archives: Investments

Astrology, Self-Awareness

REFINE YOUR DESTINY ~ KARM(a) THEORY

Please note that the original term is KARM, not KARMAS (western version). Hence you will see me use the term Karm or Karm(a)s often in the text today.

Did you know that 2019 has been one of the most potent year of our generation, astrologically speaking. Have you found this year to be exceptionally challenging? The two karmic planets in Vedic / Sidereal Astrology made a huge impact in our lives this year.

2019 to 2022 is one of the most popular time for Vedic Astrologers since some of transits happening in the sky have never happened in our millennium! As I made my astrology video on Saturn-Ketu (South Node) conjunction in Sagittarius, one of my viewers emailed me, asking me to make a video on how to repay our karmas? What a wonderful question! I’d love to answer that today.

What is KARM(a) exactly? Karm in the Indian language means ‘Action’ or ‘Deed’. However, karm is not our outward action alone. Karm is also our inward action. What does this mean?

This means that every thought which is generated from our belief systems and perceptions and the intentions behind our actions make up karm as well. A collection of Karm over time makes up our destiny. In other words, the larger, intense, transformative life experience we have in our current birth are often an expression of our ‘BANKED’ karma from many previous life times.

TYPES OF KARM(a)s

There are 4 main types of Karmas:

  1. Sanchit Karm(a)s: The full range of karm collection for an individual soul, until current day
  2. Prarabdh Karm(a)s: Karms that have matured or ripened from the bank of sanchit karms. Not all karms ripen at the same time. Karms ripen when they are ready to give their fruits. (Just like our Fixed Deposits or Investments have a maturity time).
  3. Kriyaman Karm(a)s: The karms that we are creating by our thoughts and deeds in the present moment
  4. Agam Karm(a)s: Karms that are yet to mature or manifest in the future

http://www.rimadesai.org

The Two Karmic Planets

Saturn and Ketu (South Node) are the two karmic planets in Vedic Astrology. Saturn ruling the sign of Aquarius (along with North Node Rahu) and Ketu co-ruling the sign of Scorpio along with Mars are the two most important planets responsible in giving us the fruits of our Sanchit Karms. They govern the painful, deep teachings or transformative experiences in our life. I would not call them negative planets. After all, they help us REPAY our pent up karmic debt and help our soul progress towards a higher state of existence!

7 ways to repay our karmic debts

  1. Surrender to our destiny – The painful experiences, people, and events in our life are often the culmination of our Prarabdh karms. e.g. people we trust the most betray us or money we lose when unexpected, being or feeling abused, etc. Those people are merely ‘nimit’ (means / medium) to have our ‘karm phal‘ (fruits of our karms) reach us. Should we surrender to our lord, destiny and life then, humbly accepting our karmic lessons, we are able to resolve that debt much more easily and avoid further entanglement.

  2. Penance – Repenting for known and unknown deeds that inflicted pain to another is one of the most powerful way to repay our karmic debts. When we are pain we often say to ourselves that we haven’t done bad to anyone but truly if we were to remember and list the rude words, actions and harmful deeds we have done to the planet, animals, people in all our life years and the hurt it caused in their heart and soul even if momentarily (often lasting very long), we will surprise ourselves.

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    Jainism propagates asking for forgiveness from every single living being on the planet with true intention (Intention is everything, words mean nothing to the universe if our intention is not aligned!). I highly recommend Landmark Forum’s activity where they ask us to go back to our parents, siblings, ex lovers, friends, everyone we know who we have felt hurt by us and who we feel deeply have hurt us. No matter how much we justify to ourselves that the apology is not required or may not be received well, in reality it is what some people in our lives have been waiting for years. I did that activity with over 18 people in my life and found not only how long they had kept the hurt within but also how much I mattered to them! By healing my heart and theirs as well, it brought massive spiritual shifts for me as well as them!

  3. Voluntarily Repay – We can take charge and do what it takes to repay the debt even if painful. E.g. if we have not returned someone’s belongings or money, even after years into it, we can go ahead and finish that circle of debt or serving other needy people to repay old debts we held towards others. Another example is – if we have had difficult people in our lives, know that our karm is often calling attention to healing that life experience from this birth or past. Taking the lead to do what it takes to heal the relationship can help you repay the debt at least from you end. If the other person doesn’t receive or respond it, that’s their incomplete debt, but you having done your part, complete your end of the duty! Remember, the universe hears and sees our intentions, every single second!

  4. Life-Coaching, SRT, Hypnotherapy – The power of the subconscious mind, opening our Akashic records and emotionally changing our life-stories / emotional lifestyle is huge! By strengthening our mind emotionally, we build mental resilience, learn to be humble and dissolve old soul contracts that are unhealthy. You will find that by seeking these services, a massive shift entails not only in your vibrational message but heals the core existence of everyone around you.

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  5. Deeds of Service – Serving the needy, diseased or underprivileged people with physical deeds of service (preparing, distributing, serving food or visiting them, spending them with them, sharing affection, etc.) helps with the blessings that can dissolve tough karms. Remember though that the universe notices our intention. If our intention to help is to receive recognition, name or fame, then our deeds are credited towards karmic backlog.

  1. 6. Godliness aka Virtuous Living – need I say more about this? The emphasis of visiting a place of worship, worshiping a Godly figure, etc. is to build a virtuous character, so as to proceed towards more and more intentional living and humble expressions of ourselves. By being humanitarian or simple in our existence, we simplify the perceptions we hold towards life and difficult times. It builds our inner resilience and appreciation of life however it is!

    7. Blessings from an Enlightened Soul – Last but not the least, there is an uncanny ability of karmic debts being resolved with the blessings of a highly enlightened soul. When priests / gurus that are truly humble, highly spiritual and sorted in their existence, they are able to perish the negativity we hold in our energetic stamps of life. It is like having a strong antidote to a virus.

How did you like this post? Did it add to your knowledge and understanding of karm(a)s? What would you like to add to it? Please contribute and hear my video, soon to be attached below.

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Money Secrets

Making BIG Money – ‘The Secret’

Big Money! The green notes, “paisa duniya ko gumati hai” (money runs the world – in Hindi). “Sahi kaha” (as in rightly said).

But it is the dark truth that we need money and we need more. The daily demands of living are increasing and so are our debts. Why don’t our pay cheques then catch up as well? What really is the secret to making more money quickly and easily?

My money awareness started about a year ago, when I realized I had really nothing much to ‘bank’ on. For ten years I had no work permit, I was living off my husband’s hard earned money with little, almost no savings. My self-esteem had obviously no ropes for staying at home, I was given little value and I myself felt like I wasn’t contributing enough.

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I find it weird that in U.S.A. so many thousands, (no exaggeration) of men and women blindly plunged into I.T. as their new career in this new land simply because it promises jobs and a great income to start with. I have seen many people totally oblivion to I.T., get a starter in big companies. They do so by submitting ‘fake’ certificates acquired from India and by doing short, quick courses to get important prior knowledge to start off. Firms in USA hire us Indians/Asians because not only are the certificates convincing but also was the fact that Asians are extremely smart and hard working. No lies. We are intelligent, we know how to sweep our way through the tunnels of success no matter what!

My struggle has been the choice between doing what I love and doing the ‘smart’ thing as others call it. They all say, it is smart to get into I.T. as the pay cheques start anywhere from $4000 a month! But I.T. is not anything close to what I love doing. I am an all in and out people person and love Psychology to the core. However, in USA my degree is considered as good as useless because for one, I studied from a developing, 3rd world country and for two I do not have a Ph.D. required for practising as a Psychologist. Even to teach, I would have to go through a whole process to get my teaching certification, learn the latest Psychology terms, pass exams and more. Studying another Masters of Psychology from USA even for one year, would cost me up to $28,000.

Here was what my thought process was 3 years ago: “I studied Masters in Psychology from Mumbai, India. Studied thick books, tough terms, as good as law and toiled all those years for nothing?! To stay  home for an entire decade and rot in my brain and life with no success?” I was going through a major identity crisis alike many other immigrants. I felt outcasted career wise, there was no place for me to set foot.

Life had swept my career off my sweep in a jiffy and held me captive for 10 years. After being released from 10 years of that prison, not only was my mind blank, my heart was blank too. The clouds of confusion had gotten under the thick boots of determination.

Don’t get me wrong, I am the typical Type A, go getter personality. So, I could not possibly sit there allow life to consume me. It sure did but while it was demolishing the empire of dreams I once had, I began to write a new story. I was building a mini castle of faith and joy for myself.

I was enrolled as a student in Transformational Life-Coaching Certification from SWIHA, I started holding camps for children from home, I was writing and publishing articles in well-known networks and yet I was earning close to NOTHING. Fast forward a few years, I received my Green Card in 2016 and started working in a day-care. In no time, I was working in a Montessori and now in USA’s largest Charter School working with Special Needs’ Children as a one-on-one Para. I typically get to work with low functioning, high autism, ADD/ADHD or other special needs’ children. Finally, my passion and talents from psychology were beginning to come together.

I am also Life-Coaching Women one-on-one now, helping them realize their passions and follow their dreams, making tons of inspiring Facebook Videos for women and holding side classes for preschool children from home. I am sure not making a whole lot of money YET, but my heart is fulfilled with how I am giving back my gifts and talents to the world and doing what I desire. No regrets if I die tomorrow!

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It impacted my self-esteem deeply and to know that we were going deeper into the debts we held in USA was even more stressful. In other words, no money to invest, no starter support, no educational support, no work experience to show for a decade, only my WILL-POWER, MY SPIRIT. But what if God offered me all the other things at the cost of not having WILL-POWER, not having a STRONG DRIVE? What would I chose?

I would chose my internal drive at the expense of giving up all other resources and that is exactly what my career path has proven to me, I have proven it to life.

I have proven that I won’t compromise my passion for a paycheck, my will power for support, my internal drive for outside resources. If I have a choice of either, I will always chose the former. I have now, after 10 years, set myself on a tough journey of building my career by myself, as a Single Mom, in a foreign country, with lack of capital or other important resources but I know that I can CREATE my own network, my own resources and the Universe will have my back for living a life where I am TRUE to my TALENTS and my PASSION.

Do you relate to my story? Do you have a similar strong drive to share your gifts with the world? Everyone who tells you – “It won’t happen” is your ultimate RESOURCE to make it happen. Because they said it to you, now you can do it even more, even better~ Go for it Wonderful Woman ~ Follow your passions!! Watch my VIDEO HERE

What if we were to use our intelligence to enrich our lives over and beyond the money factor? For sure, some of us are made for IT and have that carved deeply in our ‘passion’ book. But for scores of others, it is just a ‘job’ that starts with another ‘draggy’ day and ends with another pay cheque. Do you really enjoy the feeling of working 9 to 5 or rather 7pm to 9 pm for that pay cheque, pension plan or bill that gets paid? Or would you rather have MORE MONEY THAN YOU CAN SPEND and enjoy every bit of earning that money, love your life for it and not feel half as stressed or weighed down by the challenges that the work presents.

I want you to hear my video above, hear my inspiring story, see what life has in store for you!

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